1. With a qualifying net deposit of $10,000 or more, get $100 and 50 commission-free online trades (the “Award”) credited to your account.
This offer is made available at Schwab’s discretion and is valid from January 7, 2013, through December 31, 2014, for AARP members with a valid AARP number who make a qualifying net deposit into a taxable retail brokerage account. Net deposits must be completed within 45 days of enrollment in the offer (“Enrollment”). Net deposits are assets deposited into the account on or after Enrollment and on or before the 45th day after Enrollment, minus assets withdrawn from the account and transferred out of Schwab during the same time period, and will be calculated daily. Only outside assets new to Schwab qualify. Transfers between Schwab accounts or from Schwab affiliates, for example, do not qualify. The Award will be applied only to the account for which the Award was determined. The Award will be credited to your account within 14 days of confirmation of your qualifying net deposit. You must maintain the net deposit amount (less market losses, if any) at Schwab for at least one year or Schwab may charge back the value of the Award. Free trades apply to base equity, exchange-traded fund (ETF), and options commissions only. Options per-contract, foreign transaction, exchange, and regulatory fees still apply. Only trades placed through Schwab.com, Schwab trading platform applications, and Schwab Wireless are eligible. Free trades will expire one year after being credited to your account. No credit will be given for unexecuted trades.
This offer is limited to one per AARP member. This offer is valid only for nonprofessional taxable retail brokerage accounts and does not apply to brokerage accounts held with or managed by independent investment advisors, Schwab Global Accounts, IRA accounts, ERISA-covered retirement plans, certain tax-qualified retirement plans and accounts, or education savings accounts. The value of the Award, when combined with the value received from any other Schwab offers in the last 12 months, may not exceed $5,000 per household. Please see the Charles Schwab Pricing Guide for Individual Investors on Schwab.com for information about householding.
This offer is not transferable, salable, or valid in conjunction with certain other Schwab offers. This offer is available to U.S. residents only. If you are an employee or contractor, or spouse of an employee or contractor, of Schwab or a Schwab affiliate; are a Schwab Independent Branch Leader or employee, or spouse of a Schwab Independent Branch Leader or employee; or are an employee of FINRA or any U.S. stock, option, or commodity exchange, you are not eligible. Schwab may modify or withdraw this offer at any time without notice. Other restrictions may apply.
You should consult with your tax or legal advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of the Award prior to enrolling in the offer or accepting the Award. Any taxes related to the offer are your responsibility. The value of all Schwab offers received will be reported as Other Income on your Form 1099-MISC if, when combined with Other Income earned on your retail brokerage account, the value totals $600 or more during the calendar year.
This offer is subject to change and may not be combined with any other offers.
2. AARP does not endorse Schwab Managed Portfolios™ – Mutual Funds or the guidance and/or advice provided therein.
3. Savings based on 20% off the standard $2,000 fee for the Schwab Personal Financial Plan.
Charles Schwab & Co., Inc. (“Schwab”) offers certain financial guidance services to eligible AARP members (the “Program”). Schwab is an independent registered broker-dealer not affiliated with AARP or any of its affiliates. All brokerage services are performed by Schwab. AARP endorses the Program, but is not a registered broker-dealer and does not provide brokerage services or financial advice and cannot recommend or endorse specific investments in connection with the Program. For the first new account opened at Schwab by an AARP member, Schwab pays AARP a one-time royalty fee for the use of AARP intellectual property (name, logo, and mailing list). These fees are used for the general purpose of AARP and do not increase any fees, commissions, charges, or expenses paid by you to Schwab. Please contact Schwab directly for details.
The Schwab Managed Portfolios™ – Mutual Funds (“SMP-MF”) program fee rebate is limited to an AARP member with a valid AARP number who is a legal U.S. resident, and is not available to clients who are currently invested in SMP-MF or who previously received an SMP-MF program fee rebate. This offer is extended to all retail brokerage accounts in such member’s household based on household definition. Please see the Charles Schwab Pricing Guide for Individual Investors for information about householding guidelines. This offer does not apply to brokerage accounts held with independent investment advisors at Schwab. There may be certain benefits, services, and discounts made available to clients through Schwab, Schwab Bank, and their affiliates that are not available with this offer due to regulatory and household asset requirements. Please contact Schwab directly for additional details about features and benefits.
The SMP-MF program fee rebate is effective for one year following the date of account establishment. No other fees, commissions, charges, expenses (including operational expenses of the underlying funds), or market losses related to your SMP-MF account(s) or any other account at Schwab will be rebated. After the one-year rebate period, the then-current program fee for SMP-MF will accrue and be billed to your account(s). Please read the Schwab Managed Portfolios™ Disclosure Brochure for important information about SMP-MF. This offer is subject to satisfaction of Schwab’s qualification requirements for SMP-MF and, for new accounts, account acceptance by Schwab. Portfolio management for SMP-MF is provided by Charles Schwab Investment Advisory, Inc., an affiliate of Schwab.
AARP members with a valid AARP number who are legal U.S. residents with an existing Schwab retail brokerage account may be eligible to receive a 20% discount off the one-time fee for a Schwab Personal Financial Plan, a Schwab Retirement Consultation, and/or a Schwab Equity Compensation Consultation. This discount is not available in conjunction with any other Schwab Financial Planning Services reduced pricing discount.
Please read the Schwab Financial Planning Services Disclosure Brochure for important information about these services. These financial planning services are investment advisory services separate from your brokerage account. If you choose to have a plan prepared for you, it is your responsibility to determine if and how the information in the plan is to be implemented. If you choose to implement through Schwab, Schwab will act as a broker-dealer, not an investment advisor, and will not exercise investment discretion over your brokerage account(s).
The complimentary On Investing® subscription offer is a one-year subscription and is limited to one per household and only to an AARP member with a valid AARP number who is a legal U.S. resident. No purchase is required. Certain services and products discussed in the magazine are only available to Schwab clients.
A complimentary financial consultation is limited to one per AARP member with a valid AARP number who is a legal U.S. resident. During the complimentary financial consultation, specific advice and recommendations are limited to assets held at Schwab by clients with an existing Schwab retail brokerage account. Examples may be provided of the advice and recommendations that might be offered if outside assets were transferred to Schwab; however, such information is for educational purposes only. The financial consultation is complimentary, though the implementation of any recommendations made during the consultation may result in trade commissions or other fees, charges, or expenses.
These offers are subject to change and may not be combined with any other offers.
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