Take advantage of AARP® | Financial Guidance Services provided by
In-depth financial planning
that works for you.
Enjoy a 20% discount as a Schwab client.2
All Schwab clients have access to ongoing help and guidance. With Schwab Financial Planning Services, you can take that guidance a step further.
What you can expect: Should you want to delve deeper into your personal finances, or assess your company stock and stock options, Schwab can help guide you.
Choose from the following two forms of planning, each available at a 20% discount for AARP members who become Schwab clients:
Schwab Personal Financial Plan
What it is: This comprehensive financial plan can help you address multiple investing and planning goals.
What Schwab will do: A Schwab Certified Financial Planner™ will review your current financial situation, including insurance, retirement goals, cash flow, and more, before helping you develop a plan based on your specific needs.
The Schwab Personal Financial Plan is available at a 20% discount for a one-time fee of $1,600 for AARP members who become Schwab clients.
Schwab Equity Compensation Consultation
What it is: Get an in-depth analysis and recommendations to help you maximize the value of your company stock and stock options.
What Schwab will do: A Schwab Certified Financial Planner will assess your company stock and stock options, discuss your long- and short-term cash needs, review your entire portfolio, and provide a customized stock option strategy and action plan.
The Schwab Equity Compensation Consultation is available at a 20% discount for a one-time fee of $1,600 for AARP members who become Schwab clients.
Call Schwab at 877-310-7746 to learn more.
Charles Schwab has the only financial guidance services program endorsed by AARP.
1. AARP does not endorse Schwab Managed Portfolios™ – Mutual Funds or the guidance and/or advice provided therein.
2. Savings based on 20% off the standard $2,000 fee for the Schwab Personal Financial Plan.
Charles Schwab & Co., Inc. ("Schwab") offers certain financial guidance services to eligible AARP members (the "Program"). Schwab is an independent registered broker-dealer not affiliated with AARP or any of its affiliates. All brokerage services are performed by Schwab. AARP endorses the Program, but is not a registered broker-dealer and does not provide brokerage services or financial advice and cannot recommend or endorse specific investments in connection with the Program. For the first new account opened at Schwab by an AARP member, Schwab pays AARP a one-time royalty fee for the use of AARP intellectual property (name, logo, and mailing list). These fees are used for the general purpose of AARP and do not increase any fees, commissions, charges, or expenses paid by you to Schwab. Please contact Schwab directly for details.
The Schwab Managed Portfolios™ – Mutual Funds ("SMP-MF") program fee rebate is limited to an AARP member with a valid AARP number who is a legal U.S. resident and is not available to clients who are currently invested in SMP-MF or who previously received a SMP-MF program fee rebate. This offer is extended to all retail brokerage accounts in such member's household based on household definition. Please see the Charles Schwab Pricing Guide for Individual Investors for information about householding guidelines. This offer does not apply to brokerage accounts held with independent investment advisors at Schwab. There may be certain benefits, services, and discounts made available to clients through Schwab, Schwab Bank, and their affiliates that are not available with this offer due to regulatory and household asset requirements. Please contact Schwab directly for additional details about features and benefits.
The SMP-MF program fee rebate is effective for one year following the date of account establishment. No other fees, commissions, charges, expenses (including operational expenses of the underlying funds), or market losses related to your SMP-MF account(s) or any other account at Schwab will be rebated. After the one-year rebate period, the then-current program fee for SMP-MF will accrue and be billed to your account(s). Please read the Schwab Managed Portfolios™ Disclosure Brochure for important information about SMP-MF. This offer is subject to satisfaction of Schwab's qualification requirements for SMP-MF and, for new accounts, account acceptance by Schwab. Portfolio management for SMP-MF is provided by Charles Schwab Investment Advisory, Inc., an affiliate of Schwab.
AARP members with a valid AARP number who are legal U.S. residents with an existing Schwab retail brokerage account may be eligible to receive a 20% discount off the one-time fee for a Schwab Personal Financial Plan, a Schwab Retirement Consultation, and/or a Schwab Equity Compensation Consultation. This discount is not available in conjunction with any other Financial Planning Services reduced pricing discount.
Please read the Schwab Financial Planning Services Disclosure Brochure for important information about these services. These financial planning services are investment advisory services separate from your brokerage account. If you choose to have a plan prepared for you, it is your responsibility to determine if and how the information in the plan is to be implemented. If you choose to implement through Schwab, Schwab will act as a broker-dealer, not an investment advisor, and will not exercise investment discretion over your brokerage account(s).
The complimentary On Investing® subscription offer is a one-year subscription and is limited to one per household and only to an AARP member with a valid AARP number who is a legal U.S. resident. No purchase is required. Certain services and products discussed in the magazine are only available to Schwab clients.
A complimentary financial consultation is limited to one per AARP member with a valid AARP number who is a legal U.S. resident. During the complimentary financial consultation, specific advice and recommendations are limited to assets held at Schwab by clients with an existing Schwab retail brokerage account. Examples may be provided of the advice and recommendations that might be offered if outside assets were transferred to Schwab, however such information is for educational purposes only. The financial consultation is complimentary, though the implementation of any recommendations made during the consultation may result in trade commissions or other fees, charges, or expenses.
These offers are subject to change and may not be combined with any other offers.