With Schwab Bank, Pay No ATM Fees.

The Schwab Bank High Yield
Investor Checking Account

No-Hassle, Full-Featured Checking Account

  • No ATM fees. Receive unlimited ATM fee reimbursements.2
  • No minimum balance or monthly service fees.4
  • Free online bill pay and free checks. Pay bills online, and get standard
    checks and a Visa® Platinum Debit Card—all at no charge.
  • Competitive 0.10% APY. Earn 0.10% variable Annual Percentage Yield.1
  • FDIC-insured. Checking account is insured up to $250,000.3

When you open a Schwab Bank High Yield Investor Checking account, it’s automatically linked to a Schwab One® brokerage account, which also has no account minimums and no monthly service charges.4

Get Started Now

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New Schwab Mobile Deposit

See how easy it is to make a deposit.

  • Make deposits to your eligible Schwab brokerage accounts or
    Schwab Bank accounts by simply taking pictures of your checks.5
  • There’s no need to mail checks or make deposits at a Schwab
    branch, and most types of checks can be accepted by Mobile Deposit.6