Stocks

• US Large Company-18%
• US Small Company-8%
• Int'l Large Company-10%
• Int'l Small Company 5%
• Emerging Markets-8%
• REITs-5%

Bonds

• US Treasuries-12%
• Investment-Grade Corporate-5%
• High-Yield Corporate-5%
• Int'l Developed-7%
• Emerging Markets-4%

Commodities

• Precious Metals-5%

Cash

• Cash-8%