1. I have enough money every month to pay my bills.
Always
Usually
Sometimes
Never
2. I keep good records of important documents (e.g., tax forms, insurance policies and financial documents).
Always
Usually
Sometimes
Never
3. I have money set aside for an emergency (for example, if my car breaks down).
Always
Usually
Sometimes
Never
4. I have money set aside to cover at least a few months of living expenses if I lose my job or become disabled.
Always
Usually
Sometimes
Never
5. I pay close attention to my financial statements.
Always
Usually
Sometimes
Never
6. Part of my income automatically goes to savings.
Always
Usually
Sometimes
Never
7. I contribute to a retirement account.
Always
Usually
Sometimes
Never
8. I pay off my credit card(s) in full every month.
Always
Usually
Sometimes
Never
9. I know how much debt I have, including credit cards, mortgage, car loan, student loans, etc.
Always
Usually
Sometimes
Never
10. My debt is manageable for me.
Always
Usually
Sometimes
Never
11. I have a good system for tracking my spending.
Yes
No
12. When it comes to investing, I understand how to diversify my money.
Yes
No
13. I have health insurance to cover my medical expenses.
Yes
No
14. I've reviewed my credit report within the last 12 months.
Yes
No
15. I have an up-to-date will.
Yes
No
16. I have insurance to cover me if I become disabled and can’t work.
Yes
No
17. I know how much of my money goes to taxes.
Yes
No
18. How old are you?
20s
30s
40s
50s
60s+
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