What’s your Inherited IRA required minimum distribution?

Run the numbers to find out.

If you’ve inherited an IRA, depending on your beneficiary classification, you may be required to take annual withdrawals—also known as required minimum distributions (RMDs). Use our Inherited IRA calculator to find out if, when, and how much you may need to take, depending on your age. You can also explore your IRA beneficiary withdrawal options, based on your circumstances. To determine what your withdrawal options might be, select the Identify Beneficiary Options button below. Questions? Call 800-435-4000.

Ready to run some numbers? Start here with the Inherited IRA calculator or, if applicable, jump to the Traditional IRA calculator.

Once you have your RMD, what’s next?

  • Investment Advice

    Explore Schwab’s investment advice options

    Learn more about Schwab's wide range of investment advice options.

  • Withdrawal Strategy

    Talk to us

    Let's discuss a withdrawal strategy that includes all your retirement income sources.

  • Retirement Savings

    Learn how Schwab can help with your IRAs

    Find out how easy we make managing your withdrawals.

We're here to help.

Call 800-435-4000 or transfer an IRA to Schwab today.