Introducing the Schwab Essentials Program.

Guidance and savings to help get you closer to your financial goals.

Investing in your future has never been easier, with a financial concierge team and exclusive discounts that can help you take a step closer toward your goals.

Perks on top of perks.

The Schwab Essentials Program gives you access to a financial concierge team, made up of experienced Financial Consultants, to guide you and help you work toward reaching your goals. And when you're ready to act, you get exclusive access to a cash award offer and pricing discounts to help you get more out of your investments. This special Program is available to you because of your employer's relationship with Charles Schwab—and it comes with advantages Schwab clients already enjoy, like low costs,¹,² award-winning service, and an industry-leading Satisfaction Guarantee.³

Learn about the essentials.

The Program gives you unique perks that help you take the next steps toward meeting your goals. It all starts with a conversation with the financial concierge team⁠—experienced Financial Consultants who can provide you with help and guidance regarding your goals. They'll also help you to take advantage of the other Program features, which include a cash award offer and managed investing fee discounts.

Enroll in the Program.

You've got your goals. Now start your journey.

Call 877-523-5646 to enroll in the Program. The financial concierge team can help guide you through the rest.

Don't have a Schwab brokerage account⁵ yet? Learn more and open an account to enroll in the Program.

No matter how you invest with us, you'll get:

  • Clear, reliable help from experienced investment professionals, as you need it.

    • $0 online commissions on listed stocks, ETFs, and base options trades¹,²
    • $0 account maintenance fees (other charges may apply)
    • 4,000+ no-load, no-transaction-fee mutual funds (when traded online)⁶
  • Award-winning research, including insights from Schwab experts and third-party sources, plus screeners and tools to help you make informed investing decisions.

  • If you're not satisfied for any reason, we'll refund your eligible fee or commission and work to make things right.³

  • As part of our SchwabSafe security measures, we'll cover losses due to unauthorized activity.

Take the next step today.

Call us at 877-523-5646. A member of the financial concierge team will explain the Program features and speak with you about your needs.