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Home Excerpts Money Myths Must-Dos Videos Author Contents

Make the next years
your best years.

The financial world is more complex than ever before—and with competing financial priorities, fewer pensions, and more economic volatility, today’s fifty-somethings face more challenges than previous generations.

Drawing on 30 years of financial experience, questions from her syndicated Ask Carrie column, and the latest guidance from the Schwab Center for Financial Research, Carrie Schwab-Pomerantz tackles today’s complex challenges and offers clear, straightforward advice in her new book, The Charles Schwab Guide to Finances After Fifty.

Learn More

Money
myths and
misconceptions

Financial
“Must-Dos” for
those 50+

How do I know I’m getting sound advice?
Read Carrie’s bio
Money Misconception: College over retirement.

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Call 877-375-2934 to speak to a Schwab investment professional.

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Information on this website is general in nature and not intended as specific, individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, please consult with a qualified tax advisor, CPA, financial planner, or investment manager. Any discussions of various investment types throughout the website are in no way intended as a solicitation of any product or service offered through Charles Schwab & Co., Inc., its affiliates, or any other investment firm.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.

©2014 Charles Schwab & Co., Inc. (“Schwab”). All rights reserved. Member SIPC.  CC0007156 (1114-7978)  (12/14)

“The beauty of this book is how it’s written and organized. The Q&A format makes it easy to skip around....The focus is on the 50-plus crowd, but there’s something for everyone.”

–Michelle Singletary

The Washington Post

Q: I just retired. What’s the smartest way to draw income from my portfolio?

A: With so many account types—ranging from 401(k)s to IRAs, and Roth IRAs to brokerage accounts, each with different rules and regulations—things can get confusing. Not to mention the fact that each account may also hold a variety of investments, from individual stocks and bonds to mutual funds and ETFs. So, yes—it can be overwhelming to know what to take from where.

Thankfully, my colleagues at the Schwab Center for Financial Research have created a priority system. Their goal is to help you make decisions that minimize your taxes while also protecting your portfolio for the future.

Read full excerpt

Part III: Life in Retirement, Question 23

“An exceptional guide for smart financial decision-making, regardless of age. Carrie’s book offers a roadmap to a more secure future. This is a must-have book.”

–Annamaria Lusardi, Academic Director, Global Financial Literacy Excellence Center, and Professor of Economics, George Washington University School of Business

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