The convenience of on-the-go payments and extra security.

Add your Schwab Bank Visa® Platinum Debit Card to your mobile wallet.

When you add your Schwab Bank Visa Platinum Debit Card to a mobile wallet, making a purchase is as easy as pay and go. And you have the advantage of an extra layer of security. When you use your mobile wallet with your smart device, your account number is not transmitted or even stored by the mobile wallet provider. And any payments made with your mobile wallet must also be authenticated using either your fingerprint, face scan, or a passcode.

Your Schwab Bank Visa Platinum Debit card is compatible with:

  • Google Pay

How to use your Schwab Bank Visa Platinum Debit Card with your mobile wallet:

  1. Download the mobile wallet app. (It may be already included on your mobile device.)
  2. Add your Schwab Bank Visa Platinum debit card information to the mobile wallet.
  3. When you check out at participating merchants, access your Schwab Bank Visa Platinum Debit Card and just click, glance or touch and hold your device near the reader to pay. It's safe, secure and simple.

Mobile wallet FAQs

  • What is a mobile wallet?

    There are different types of mobile wallets Charles Schwab Bank offers via the Schwab Bank Visa Platinum debit card. A mobile wallet is an electronic version of payment credential storage that allows cardholders to make purchases using an electronic mobile device as opposed to a physical card, cash or checks. Mobile wallets allow cardholders the ability to store their payment credentials with a mobile device provider such as Apple Pay, Google Pay, and Samsung Pay. The primary uses have been at retail but are expanding in availability for mobile apps and online. You can also use the wallets to store eligible retailer loyalty cards, airline tickets and sporting or concert event tickets.

    The term mobile wallet can also be referenced for these options and used interchangeably with the term Digital wallet. Since these digital payment options are used primarily with mobile devices, they are identified as mobile wallets.

  • Are these mobile wallets safe to use?
    Yes, the mobile wallets use a unique digital account number called a token to complete a purchase with a merchant. This means that your actual payment card information is not transmitted to the merchant at any time during the checkout or payment process and it protects your Schwab Bank debit card information in the event of a merchant breach of financial data. Even if your unique digital account number is stolen, it is useless to a person trying to use it fraudulently. The same security applies for your online and in-app purchases. Also, since you do not have to enter your card information, you have peace of mind from anyone accessing your electronic device to capture what is on your screen of your keystrokes.
  • Are they easy to use?

    Yes. They take away the requirement to input card information and speed up the actual checkout process. You use your specific mobile device and there can be a bit different method to checkout with the mobile wallet based on which wallet you utilize and the type of point of sale terminal a merchant provides. The experience and convenience of the mobile wallets can provide a more satisfying experience knowing your financial information is secure and not having to wait to remove your chip card from the reader. As more retailers accept these mobile wallets and usage grows, the ease of use will continue to improve.

  • How do I add my Schwab Bank debit card?

    You will need an eligible Apple, Android, or Samsung device and operating system. Also, you will need to open or download Apple Wallet, Google Pay, or Samsung Pay. Most eligible devices will have these applications available on your device but in the case they do not, you would need to visit the appropriate app store for your device to download the mobile wallet application. More details for enrollment are available in the FAQS for each specific wallet below.

  • What is a contactless payment?

    It's a payment that requires no physical contact between your phone or physical card and a retailer's card reader. Contactless readers and eligible mobile devices utilize low frequency communications similar to radio frequency identification with a technology called Near Field Communications (NFC) to establish close proximity communications between the two devices.

Learn more about the mobile wallet for your specific smartphone or device