to fund your IRA for tax year 2016

Open an IRA by April 18, 2017

Consider the advantages of a Schwab IRA.

  • Open your account

    in as little as 15 minutes.
  • No fees

    to open or maintain your account—start with as little as $1,000.1 Other account fees, fund expenses, and brokerage commissions may apply.2
  • Anytime access

    to Schwab professionals, online tools, and resources.

Roth or Traditional? Find out more about your choices, to make a smart decision. See what’s right for you

How clients rate Schwab IRAs

Client Reviews

Need help?

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Open a Schwab IRA

Learn about the benefits of an IRA

Choose your IRA:

Trade 3+ times per month? Add free Schwab Trading Services™.More Info

Get free access to Schwab’s advanced trading platforms and trading specialists—no trade minimum required.

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Already have a Schwab IRA? Log in to contribute.

The power of compounding

There’s nothing like compounding to add to the potential growth of your retirement savings. And the sooner you get started, the more time you’ll have on your side.

See for yourself. Enter the total amount of money you’ve saved for retirement to date and the year you expect to retire.3

2016/2017 Contribution Limits

Under age 50 $5,500
Age 50 and over $6,500