At the Plan Sponsor’s direction, participants may have access to advice services that can provide a retirement savings and investment strategy for their Plan account, furnished by an independent registered investment advisor (“Advisor”). The Advisor is not affiliated with or an agent of Schwab Retirement Plan Services, Inc. (SRPS); Charles Schwab & Co., Inc. (CS&Co.), a federally registered investment advisor; or their affiliates. Neither SRPS, CS&Co., nor their affiliates supervise, make recommendations with respect to, or take responsibility for monitoring the advice services provided to the participants by the Advisor.
The term "personalized advice" refers to personal participant data such as age, salary, and Plan account balance, which will form the basis by which the Advisor will establish the participant’s savings and investment recommendations.
Advice consultants are registered representatives of CS&Co., not employees of the independent registered investment advisor (“Advisor”). Advice consultants may facilitate participant access to the Advisor’s services, but do not provide investment advice or recommendations regarding the Advisor’s services.
Schwab Retirement Plan Services, Inc. provides recordkeeping and related services with respect to retirement plans and has provided this communication to you as part of the recordkeeping services it provides to the Plan.
©2018 Schwab Retirement Plan Services, Inc. All rights reserved. CC1057426 (1017-7ACV) (04/18)
