• You can share this content with others through social networking sites. To do so, you will be leaving Schwab.com and accessing a third-party site. Please note that Schwab does not endorse these sites or the products and services you might find there.

  • Visit Schwab.com

Make the next years
your best years.

The financial world is more complex than ever before—and with competing financial priorities, fewer pensions, and more economic volatility, today’s fifty-somethings face more challenges than previous generations.

Drawing on 30 years of financial experience, questions from her syndicated Ask Carrie column, and the latest guidance from the Schwab Center for Financial Research, Carrie Schwab-Pomerantz tackles today’s complex challenges and offers clear, straightforward advice in her new book, The Charles Schwab Guide to Finances After Fifty.

Learn More

How do I know I’m getting sound advice?
Read Carrie’s bio

“I want everyone to be able to accomplish whatever it is that makes them feel whole or complete. To reach into their own bank of talents and use them to the best of their ability. Of course, this often takes money—and hopefully that’s where this book can help.”

–Carrie Schwab-Pomerantz

Q: I just retired. What’s the smartest way to draw income from my portfolio?

A: With so many account types—ranging from 401(k)s to IRAs, and Roth IRAs to brokerage accounts, each with different rules and regulations—things can get confusing. Not to mention the fact that each account may also hold a variety of investments, from individual stocks and bonds to mutual funds and ETFs. So, yes—it can be overwhelming to know what to take from where.

Thankfully, my colleagues at the Schwab Center for Financial Research have created a priority system. Their goal is to help you make decisions that minimize your taxes while also protecting your portfolio for the future.

Read full excerpt

Part III: Life in Retirement, Question 23

“An exceptional guide for smart financial decision-making, regardless of age. Carrie’s book offers a roadmap to a more secure future. This is a must-have book.”

–Annamaria Lusardi, Academic Director, Global Financial Literacy Excellence Center, and Professor of Economics, George Washington University School of Business

You are leaving The Charles Schwab Guide to Finances After Fifty website and linking to a third-party, unaffiliated site. Charles Schwab & Co., Inc. ("Schwab") does not endorse or make any warranty with regard to the site, its content, or its products and services.

Click here to continue to the linked webpage.