Page 2 - American Century Retirement Plan Enrollment Guide

Welcome!
American Century encourages you to invest in yourself and your future by participating in the American Century Retirement Plan (the “Plan”). Our Plan is designed to help make it convenient for you to save.
Saving for retirement requires the commitment of both employer and employee. To help get you on your way toward your retirement savings goals, our Plan has an automatic enrollment program. This means, if you don’t take any action, you are automatically enrolled in the Plan. Learn more about this and other Plan features in this brochure, including:
• Your contribution options and company contributions
• Investment choices and the diverse menu of Plan-selected funds available in the Plan
• Advice services provided by Morningstar Investment Management LLC, an independent registered investment adviser1
• How to access your Plan account through Participant Services and the Plan website, where you can enroll, request investment information, track past performance, and access a variety of planning tools
We encourage you to take advantage of Schwab Retirement Plan Services, Inc.’s many educational offerings and online resources. Schwab Retirement Plan Services, Inc. is the recordkeeper and service provider for the Plan.
Participating in the Plan may be one of the best things you can do for your financial future.