Page 8 - American Century Retirement Plan Enrollment Guide

Decide Which Investments Are for You
A Diversified Retirement Approach With the American Century Retirement Date Funds
Are you looking for investments to help you work toward your retirement savings goals but you want help from professionals to manage your portfolio? Consider the American Century Retirement Date Funds. These funds are professionally managed and invest in a variety of asset classes. They automatically rebalance to become more conservative over time. As with all investments, target date funds are subject to risk and neither income nor returns are guaranteed at any time, including on or after the target date.
How does it work?
• Select a portfolio that best matches your expected retirement date, based on your year of birth and other financial factors important to you.
• The mix of investments shifts from more aggressive to more conservative over time as the selected portfolio is adjusted for risk and continues to become more conservative for an additional 20 years beyond the target date.
• You should review your investment selection at least annually to ensure you remain on track with your retirement savings goals.
If you do not have an investment selection on file, any contributions made to your Plan account will be directed to one of the Retirement Date Funds based on your year of birth, as designated by the Plan.
Fund
Date of Birth
American Century In Retirement Trust I (N/A)5
American Century Retirement Date 2025 Trust Cl 3 (N/A)5 American Century Retirement Date 2035 Trust Cl 3 (N/A)5 American Century Retirement Date 2045 Trust Cl 3 (N/A)5 American Century Retirement Date 2055 Trust Cl 3 (N/A)5
Prior to 1953 1958-1962 1968-1972 1978-1982 1988-1992
American Century Retirement Date 2020 Trust Cl 3 (N/A)5
1953-1957
American Century Retirement Date 2030 Trust Cl 3 (N/A)5
1963-1967
American Century Retirement Date 2040 Trust Cl 3 (N/A)5
1973-1977
American Century Retirement Date 2050 Trust Cl 3 (N/A)5
1983-1987
American Century Retirement Date 2060 Trust Cl 3 (N/A)5
1993 and after
6 | American Century Retirement Plan