Page 9 - Allscripts Retirement Savings Plan

Investment Strategies
Allscripts offers you different investment strategies, based on what kind of investor you may be. You’re in control of your Retirement Plan account. You choose how much to contribute and how to invest your money. Use this chart to help you determine which retirement investment strategy may work for you.
Do you have the time or expertise to make investment decisions for your Retirement Plan account on your own?
No
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Risk-Based Model Portfolios4
Target Date Funds
Retirement Plan Advice Provided by Morningstar Investment Management1
Risk-based model portfolios are designed to provide you with a mixture of funds based on a selected level of risk, and are constructed from funds that exist in the Retirement Plan’s current fund lineup.
How does it work?
• First, determine your risk tolerance.
• Conduct research as needed, using the information provided to help you analyze and choose among the Plan’s funds.
• You are encouraged to monitor your investments at least annually.
Target Date Funds are designed and professionally managed based on a target date. Professionals will manage your day-to-day investment and asset allocation decisions for the underlying funds. You can select the fund that most closely matches your overall financial strategy and anticipated retirement date (e.g. 2030, 2045, 2060).
You are encouraged to monitor your investments at least annually to make sure you are on track for your retirement savings goals.
Thanks to your employer, your Retirement Plan provides access to an added benefit—personalized advice for your Retirement Plan account.
The advice service is provided by Morningstar Investment Management, an independent registered investment adviser.
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To select a Risk-Based Model Portfolio:
To select the Target Date Funds:
To select Retirement Plan Advice:
Go to workplace.schwab.com or call Participant Services at 1-800-724-7526.
To get help deciding whether a portfolio suits you, fill out the Investor Profile Questionnaire. To find it, log
in to your Retirement Plan account
at workplace.schwab.com, go
to the Manage Account tab, and then Investments.
Go to workplace.schwab.com or call Participant Services at 1-800-724-7526.
Keep in mind that, as with all investments, there’s no guarantee that target date funds will achieve the returns or provide the income necessary to last through retirement.
Call Participant Services at 1-800-724-7526 to set up an appointment with an Advice Consultant or log in to workplace.schwab.com.
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