Page 7 - American Century Executive Deferred Compensation Plan Enrollment Guide

Schwab Personal Choice Retirement Account® (PCRA)1
You have the option of opening a PCRA in your Plan account with access to American Century mutual funds and exchange-traded funds (ETFs) available on Charles Schwab & Co., Inc.’s brokerage platform. Through the PCRA, you can invest in American Century mutual funds (Investor and Institutional share classes) and ETFs, which are not available through the Plan’s core investment lineup. There is no account opening or annual maintenance cost for a PCRA. Other account fees, fund expenses and brokerage commissions may apply.2
To open a PCRA, log on to workplace.schwab.com, and follow these steps:
• Select the American Century Executive Deferred Compensation Plan. • SelectManageAccount.
• Select PCRA Account Open.
Please note if you already have a PCRA for the Retirement Plan, and would like to open a PCRA for this Plan, you must also complete the PCRA account application for this Plan.
For questions regarding opening a PCRA for the Plan or the American Century mutual funds and ETFs available for investment, please contact Participant Services at 800-724-7526. Representatives are available to assist you from 6:00 a.m. to 10:00 p.m. CT, Monday through Friday.
Once your PCRA is established, PCRA Representatives are available to assist you Monday through Friday, between 8:00 a.m. and 6:30 p.m. CT, at 888-393-7272.
1 Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc. (Member SIPC, www.sipc.org), a registered broker-dealer, as part of the Plan, with Plan recordkeeping services provided by Schwab Retirement Plan Services, Inc.
2 Please see the Charles Schwab Pricing Guide for Retirement Plan and Health Savings Accounts for additional information.
This summary provides a brief overview of the Plan’s features and is not a legally binding document. If any discrepancy arises between these Plan highlights and the Plan Document, the Plan Document shall prevail. Please contact the American Century Human Resources Department if you have questions regarding the features of the Plan.
Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrades, maintenance, or for other reasons.
Circular 230 Disclosure: American Century Companies and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Investments of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.
This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, financial planner or investment manager.
Schwab Retirement Plan Services, Inc. provides recordkeeping and related services with respect to retirement plans and has provided this communication to you as part of the recordkeeping services it provides to the Plan.
Schwab Retirement Plan Services, Inc. and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC, www.sipc.org).
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